Debt Consolidation Loan With Bad Credit Rating Who Do You Recommend For A Good Debt Consolidation Service? Any Personal Experiences?

Who do you recommend for a good debt consolidation service? Any personal experiences? - debt consolidation loan with bad credit rating

I have over $ 15K credit card debt and a series of accounting. Looking for a good company that makes loans and debt consolidation.

There are many, many companies are available, but I heard there are good and bad people. Personal experiences are very important if you have any - please share them.
There is also an assessment / review or a guide service for the consumer, who has written about this topic? Web links?